Real Estate Loans

Loan Introduction

Mailane Real Estate Loans provide financing support to eligible businesses and investors seeking to acquire, develop, improve or manage commercial real estate.

Our financing solutions are designed to support viable property-related projects and approved business needs, subject to assessment and applicable lending requirements.

Loan Purpose

Real Estate Loans may support:

Commercial Property Acquisition
Financing to support the purchase of commercial properties such as office buildings, retail spaces and other income-generating properties.

Property Completion & Renovation
Financing for completing, refurbishing, renovating or improving existing commercial properties.

Land Surveying
Financing to support surveying and related activities for land intended for commercial sale or development.

Leasing & Property Working Capital
Financing to support operational expenses, maintenance and other working capital needs associated with leasing and managing commercial properties.

Real Estate Business Working Capital
Financing to support the day-to-day operational and project development needs of eligible real estate businesses.

Features & Benefits

Property-Focused Financing
Financing designed around approved commercial property and real estate needs.

Development Support
Support for property completion, renovation and improvement projects.

Business Working Capital
Financing to support eligible property and real estate business operations.

Growth Opportunities
Access financing to support viable property acquisition, development and expansion plans.

Loan Terms

Loan Amount
Determined based on the property or project requirements, applicant's financial position, repayment capacity and credit assessment.

Repayment Period
Determined according to the approved financing facility, purpose and project requirements.

Repayment
Repayment arrangements are agreed according to the approved loan terms.

Interest & Charges
Applicable interest rates, fees and charges are communicated before the facility is finalized.

Security
Property or other acceptable security may be required depending on the financing facility and credit assessment.

Eligibility

Real Estate Loans are available to eligible businesses, property investors and other applicants who meet Mailane Microfinance's applicable lending requirements.

Applicants should demonstrate:

  • A clear and viable real estate or property-related financing need.
  • An established or viable business or investment activity, where applicable.
  • Demonstrated ability to repay the facility.
  • Appropriate financial and supporting business records.
  • A clear purpose and supporting information for the proposed property or project.
  • Compliance with applicable property, business and regulatory requirements.
  • Any additional criteria determined during the credit assessment process.
Requirements

Applicants may be required to provide:

  • Valid identification.
  • Business registration and relevant operating documents, where applicable.
  • Property or land ownership documentation, where applicable.
  • Property or project information and supporting documents.
  • Financial statements, business records or proof of income.
  • Recent bank statements and other supporting financial information.
  • Property valuation or relevant professional reports, where applicable.
  • Quotations, development plans or renovation estimates, where applicable.
  • Relevant security documents.
  • Any additional documents required during the assessment process.
How to Apply

Start your Real Estate Loan application by submitting the required personal, business and property information together with the relevant supporting documents.

Our team will review your application, assess the proposed property or project and evaluate your repayment capacity.

Once the application meets the applicable requirements and is approved, the facility will proceed to disbursement according to the agreed terms.

Ready to grow your real estate opportunity? Apply for a Real Estate Loan today or contact our team for assistance.